Home Purchase Loans

Looking to buy a new home? We're here to help you.  We provide mortgage loans for both new and existing homes. 

Home Refinance Loans

Do you want to refinance your home? Look no further than First State Bank & Trust Company.  Our lending staff is here to help you every step of the way.

Home Equity Loans

A Home equity loan is a type of mortgage that lets you use your home's value as collateral to pull out cash in a lump sum.  You can use the money to consolidate debt or other large expenses.  Once you receive the loan you start repaying it right away at a fixed rate with stable monthly payments.

Home Improvement / Construction Loans

Are you wanting to remodel or improve your home or build a brand new home? With a First State Bank & Trust Company home improvement or construction loan you can build your dream home.  Whether your looking to build from the ground up or renovate your existing home to build a pool, remodel your kitchen, add a room or make those much needed repairs, we can help you make your project a reality.

Select a loan officer and apply now.